Claude can now read bank accounts through Plaid, in the U.S. only
Personal Finance, a beta for paying U.S. subscribers, gives Claude read-only access to balances and up to two years of transactions.
Nothing changes yet for Claude users in Mexico. Personal Finance, which Anthropic unveiled on Nov. 5, is a beta limited to people on the Pro, Max or Ultra plans who are in the United States, and neither Anthropic nor Plaid has said whether it will reach other countries.
The feature lets users link bank accounts and cards, then ask the assistant about spending, duplicate charges or unexpected fees. The connection runs through Plaid, a company that brokers access to U.S. bank data with the user's permission.
Anthropic lists what Claude can see: the bank's name, the account name and type, balances and credit limits, the last four digits of each account and up to two years of transaction history. Users sign in directly with their bank, so the bank password never reaches Claude. Access is read-only, and Plaid says Claude cannot move money.
On privacy, Anthropic says what users discuss inside the Personal Finance hub stays out of model training; elsewhere in Claude, the usual privacy settings apply. The company also says it offers no cards, loans or savings accounts of its own, that the feature carries no ads or sponsored recommendations, and that any account can be unlinked at any time, cutting off access immediately.
Will Robinson, Plaid's chief technology officer, framed the partnership this way: most people don't need more financial information, they need "help making sense of it."
Anthropic says the feature does not offer investment advice, and that it wants to partner with licensed advisers and regulated firms for bigger decisions.
Neither company's official pages say how long financial data is kept in chats, artifacts and shared links, or how many banks one user can link. No independent evaluation of how accurately Claude analyzes this kind of data exists, so everything above is the companies' own description.
